Retirement is an exciting prospect. For some, it is right around the corner. For some, it is several years away. But eventually we’re all going to have to stop working. We may make the transition abruptly or gradually. But whatever the case, we need to put some attention today to considering how we will survive when we are not making money. This is what retirement planning is partly about.

What retirement planning is also about is figuring out what you are going to do with yourself when you are retired and how you will nurture these capacities in yourself today. This is as important, if not more important, than the question of “will you have enough money to live on?” or “how much can you live on?”

Smith Financial Place takes retirement planning very seriously. In this arena, the power of combining the hard science of planning with the art of coaching is no where more apparent. We take the time to understand what you want and what your goals are. These values and goals create the context for understanding your financial situation and your retirement planning.

At Smith Financial Place, we help you to understand your current and projected cash flow situation, help you to determine if the path you are currently on is a sustainable path, given your goals and needs in retirement, and help you to see how the current situation will play itself out over time. We also show you how big and small changes today will impact retirement projections over time. This will enable you to make meaningful decisions about how you might change behavior today for more favorable results in the future.